At Paymentsrate, we exist for one simple reason:

To make payment systems accountable to their users.

Millions trust digital wallets, UPI apps, and online banking platforms every day. But what happens when money goes missing, accounts get frozen, or support goes silent?

Too often, users are left without answers.

That’s where we come in.

We provide a public space for real experiences — especially the bad ones companies try to hide. We document:

• Blocked or frozen wallets
• Unfair transaction fees
• Fraud linked to payment platforms
• Neglectful or evasive customer service
• We empower users to:
• Share honest reviews
• Warn others
• Pressure companies to respond
• Discover which platforms are trustworthy — and which are not

We are independent, transparent, and user-focused.

o censorship. No bias. Just real stories that matter.