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FOLLOW-UP INVESTIGATION: Piqpay Broadens Scope — Evidence of Pakistan-Targeted Laundering Traffic

Posted on July 7, 2025

In a follow-up to our earlier investigation on Piqpay, a shadowy gateway linked to illicit casino transactions, we have identified new indicators suggesting the platform is broadening its reach—now touching South Asian traffic, particularly from Pakistan.

While our initial reporting confirmed its role as an anonymous redistribution point for gambling revenue, recent analysis of Telegram forums and infrastructure traffic shows an increasingly diverse IP routing strategy, including Russia, Ukraine, and Pakistan.

The Original Scheme: Anonymized Fund Extraction from Casinos

Piqpay has never operated like a legitimate payment gateway. With no compliance documents, no company registration, and no visible customer service, it has remained in the shadows while helping online casinos push funds out through crypto rails and unverified wallets.

Payouts are labeled as service credits, freelance earnings, or refunds, all routed through temporary wallets or aggregator layers with minimal KYC.

New Finding: Pakistan as a Traffic Target

Telegram groups linked to grey-market financial communities have begun referencing Pakistan IP compatibility, raising questions about localized routing. Keywords like “Pakistan ready,” “JazzCash-safe,” and “PK-friendly flow” have appeared in testing logs and merchant onboarding discussions.

While this doesn’t confirm full-scale operations in Pakistan, it’s consistent with regional expansion tactics used by laundering platforms—testing endpoints before launching a broader funnel for grey-market participants.

No Front, No Brand — Pure Infrastructure

Piqpay doesn’t even attempt the illusion of legitimacy. Unlike other grey fintechs that disguise their tools as salary platforms or e-commerce services, Piqpay operates with no public front. Its merchant portals and checkout layers are available only via direct link or integration into Telegram bots.

This structural invisibility allows it to act as a plug-and-play component in digital laundering chains, with minimal operational overhead and maximum risk insulation for upstream actors.

What This Means for Regional Security

The inclusion of Pakistan in Piqpay’s routing architecture should raise alarms for regulators and AML teams in the region. It suggests a calculated effort to exploit weaker regulatory environments or fragmented digital ecosystems, where wallet identity checks and IP monitoring are lax.

Moreover, any integration—real or emulated—with local wallet services like JazzCash or EasyPaisa would pose a serious financial risk, enabling both fund extraction and phishing loops in parallel.

Conclusion: An Expanding Threat

Piqpay remains one of the most opaque and resilient laundering layers operating today. Its silent expansion into South Asia, backed by chatter in underground forums and integration testing for Pakistani traffic, indicates a growing transnational laundering matrix.

We will continue monitoring network patterns, bot behavior, and domain activity tied to Piqpay. We encourage fintech platforms, payment processors, and national authorities to audit traffic flows, especially any involving dynamic IP redirection or sudden bursts of low-KYC transactions.

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