S-Payments claims to offer quick and secure money transfers for individuals and businesses. In reality, it’s just another fake platform set up to scam users.

I deposited $170 and waited for the funds to reflect. Nothing came through. The support dashboard was buggy and kept resetting my ticket history. I sent multiple emails, but they were all ignored. Three days later, my account was locked out.

There is no functioning refund system, no legal compliance, and no recourse once your money is gone. Based on my experience and dozens of others online, this is a scam service.

Avoid S-Payments — it’s just a fake platform with a nice design but zero legitimacy.