MacPay advertises itself as a reliable payment processor for personal and business use. With a clean user interface and simple onboarding, I had high hopes. I deposited $180 to test its service quality. The transaction dashboard confirmed a “successful” transfer — but the receiver never got the money.

I submitted three support tickets. Each time, I got a generic “We’re investigating” response. Then radio silence. A few days later, my login was disabled, and no recovery option worked. Others on forums are reporting the same: missing funds, ignored emails, and deactivated accounts.

There’s no KYC, no accountability, and certainly no guarantee your money will go where you send it. MacPay is a wolf in sheep’s clothing — a well-built interface hiding a fraudulent scheme.